What are BBB reviews?
Consumer experiences matter to Better Business Bureau – and businesses! BBB customer reviews allow customers to post positive, negative or neutral reviews about marketplace experiences with businesses, brands and charities. While it’s always been illegal for businesses to buy fake reviews, the FTC’s new ruling makes it illegal to incentivize customers to leave a review expressing a particular sentiment, either positive or negative.Removing negative reviews without valid reasons can have legal consequences and may infringe on free speech rights.IS REVIEW BOMBING ILLEGAL? Not always — but it can be. Leaving a negative review based on a genuine experience is protected speech. However, posting fake reviews, coordinating defamation or using bots to harm a business can be considered harassment, fraud, or defamation — all of which can have legal consequences.Reviews that contain false information, defamatory content, or violate BBB guidelines can be removed. However, BBB does not guarantee the removal of a review, even if reported. Understanding these policies is vital for businesses considering the removal of negative content.
Is BBB a junk rating?
Bonds with a rating of BBB- (on the Standard & Poor’s and Fitch scale) or Baa3 (on Moody’s) or better are considered investment-grade. Bonds with lower ratings are considered speculative and often referred to as high-yield or junk bonds. BBB – The Last Stop in The Investment-Grade Zone These bonds offer noticeably higher yields than AAA, AA or A because the risk is higher. Investors who choose BBB-rated bonds typically understand this trade-off: You’re taking on a bit more uncertainty in exchange for better returns.
What is better than BBB?
Standard & Poor’s and Fitch assign bond credit ratings of AAA, AA, A, BBB, BB, B, CCC, CC, C, D. Currently there are only two companies in the United States with an AAA credit rating: Microsoft and Johnson & Johnson. In recent years, major credit rating agencies have taken notice of the nation’s unsustainable fiscal path. On May 16, Moody’s Ratings downgraded the U. S. Aaa, its highest rating, to Aa1, a tier below, citing the inability of the nation to address large and growing deficits.AA+ and AAA are the two highest ratings issued by S&P and Fitch, two of the big three credit rating agencies. AAA is the highest score, and AA+ comes right after it, with both signifying a very low risk of default.Highest credit quality ‘AAA’ ratings denote the lowest expectation of default risk. They are assigned only in cases of exceptionally strong capacity for payment of financial commitments. This capacity is highly unlikely to be adversely affected by foreseeable events.